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Open source · Built in India · Zero fees

UPI is free. Payment gateways
shouldn't cost 2%.

Open-source UPI payment verification. Generate a QR, customer pays with any UPI app, AI confirms the transaction. Money goes straight to your bank. No gateway. No middleman.

or run npm i upiagent

How it flows

From QR to confirmed — in seconds.

QR Code

Generate a UPI intent QR tied to your VPA and amount.

📱

Customer pays

Scan with any UPI app. Money goes straight to your bank.

🔗

Connect sources

Gmail, SMS, notifications — upiagent reads your bank alerts automatically.

AI verified

LLM parses, matches amount & time, deduplicates. Done.

Works with every UPI app

Google PayPhonePePaytmBHIM UPIAmazon Pay
0

Platform fees. Always.

0

Per AI verification

0

End-to-end confirmation

Live demo

Live demo

Real QR code. Real verification. Not a simulation.

live demo

Real QR + real Gmail verification. No simulation.

1.xx

Why upiagent

No paperwork. No permission needed.

Business registration & KYC docs
npm install and go
2-3% fee on every transaction
Zero transaction fees
Days to weeks for approval
Start accepting payments in 5 minutes
Money settles in 2-3 business days
Money lands in your bank instantly
Vendor lock-in, proprietary SDKs
Open source, MIT licensed

Get started in one line:

npm install upiagent

Pricing

Simple plans. No surprises.

Razorpay charges 2% per transaction. On ₹1 lakh in sales, that's ₹2,000 gone. With upiagent, you keep everything.

Free

For indie hackers testing the waters.

₹0forever
  • 100 payments/month
  • 1 UPI ID
  • Gmail verification source
  • Community support (GitHub)
  • Dashboard with basic analytics
Start free
Most popular

Pro

For serious builders shipping real products.

₹499/month
  • Unlimited payments
  • Unlimited UPI IDs
  • More alert sources (coming soon)
  • Webhooks + priority support
Start building

Supported LLMs

Works with OpenAI, Anthropic, Google Gemini, and any LangChain-compatible provider. Bring your own API key — verification costs are between $0.0001 and $0.007 per transaction depending on the model.

Start accepting payments today.

No sign-up. No approval. No fees. Just npm install.